As we learnt yesterday, the Bible talks about two categories you can divide your money into: bread (what you require) and seed (what you use for future investment). There is a third category I would like to address which the Bible is silent on - the matter of surplus.
I am a Financial Advisor and I had a client approach me after a Sunday church service to ask me if I thought it was ok if he bought a Harley Davidson motorcycle, as he had always wanted one. I knew this man as a client and had insight into his financial affairs. He had done it tough for many years, but now was enjoying his prospering business. He was a hard worker and his skills were becoming known within a thriving industry. (Prosperity inevitably follows such a situation!)
I commended him on seeking wise counsel before spending such a significant amount of money as it showed he was wanting to be a good steward of the increase God was bringing his way. I asked him if he was meeting his financial obligations (business—trade creditors, employee wages and personal—mortgage and general living expenses) as they fell due, to which he responded “yes”. I queried whether he was providing well for his wife and children, to which he also responded in the affirmative. I asked if he was tithing, and once again he said yes. I asked if he was setting money aside for his future and growing his assets. Again he responded “yes”.
My answer to him was that I was of the view he had dealt prudently with his bread and seed, and that the leftover was surplus - and this surplus was certainly for him to enjoy! He went and bought a nice Harley that week.
I believe if you are rightly dividing your bread and seed and have come to a position where there is surplus, then I encourage you to enjoy it to the full.