Now to the one who works, wages are not credited as a gift but as an obligation. However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness. David says the same thing when he speaks of the blessedness of the one to whom God credits righteousness apart from works:
“Blessed are those
whose transgressions are forgiven,
whose sins are covered.
Blessed is the one
whose sin the Lord will never count against them.”