Proverbs 27:13-14

[The judge tells the creditor,] “Take the garment of one who is surety (guarantees a loan) for a stranger; And hold him in pledge when he is surety for an immoral woman [for it is unlikely the debt will be repaid].” [Prov 20:16] He who blesses his neighbor with a loud voice early in the morning, It will be counted as a curse to him [for it will either be annoying or his purpose will be suspect].