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Are credit cards evil or are they simply a financial tool? Being a financial coach, I have seen some people harm themselves with their credit card use and others use them with wisdom to enhance their financial lives. If you choose to use credit cards, then I recommend following our family’s 3 rules to help you use them responsibly and make the most of the benefits they can offer.

We move down the home stretch in our journey through this amazing little book of wisdom. In this chapter we'll look at a collection of proverbs and how they impact our lives as college students.

How do we avoid burn out with the rise & grind mentality? We have to add God into the equation! Join David Villa as he redefines the rise and grind mindset, with a biblical approach.

Written especially for the modern man, this devotional packs a powerful dose of challenge and encouragement into just-right-sized readings for men of all ages. Minute 1: scripture to meditate on; Minute 2: a short devotional reading; Minute 3: a prayer to jump-start a conversation with God. Encouraged to do alongside the 3-Minute Devotions for Women.