1 Timotiyos 6:17

I've had highs. I've had lows. How about you? Do you like that?? Me neither! Mustering up joy doesn't last does it? The Holy Spirit using Scripture brings joy despite hard times. What we think - that's what we act like. This plan will help us focus on what right thinking is!

Conversations With God is a joyous immersion into a more intimate prayer life, emphasizing practical ways to hear God's voice. God wants us to enjoy a running conversation with Him all of our lives—a conversation that makes all the difference in direction, relationships, and purpose. This plan is filled with transparent, personal stories about the reaching heart of God. He loves us!

This reading guide was created by NewSpring staff and volunteers to help you on your financial journey. Read one devotional each day and spend time with God using the Scripture, questions and prayers provided. Need help putting God first in your finances? Download free monthly and/or weekly budget forms, watch sermons, and be encouraged by success stories at www.newspring.cc/financialplanning

Dave Ramsey is America’s trusted voice on money and business. Following his own bankruptcy at age 30, Dave set out to learn God’s ways of handling money. Dave now devotes himself to teaching others how to take control of their money so they can live and give like never before. Over the next 31 days, Dave will guide you through what the Bible has to say about money and wealth and how to live and leave a legacy for generations to come.