All That Glitters: What the Bible Teaches Us About Avoiding Financial Trapsნიმუში

Debt is often a byproduct of impatience, of wanting now what we failed to plan for then. Proverbs 21:5 warns us that rushing into decisions leads to poverty. Diligence, not impulse, leads to true gain. In a culture of overnight success and instant gratification, this wisdom is more relevant than ever.
Let’s dive into Day Two: Impulse, Debt, and the Price of Impatience
Ecclesiastes 5:10 reminds us that loving money leads to a never-ending cycle of dissatisfaction. The more we chase, the more we feel we’re missing. It’s a trap that convinces us happiness is just one purchase, raise, or investment away.
God calls us to pace ourselves, to walk in wisdom. Remember Esau? He traded his birthright for a single bowl of stew because he was hungry in the moment (Genesis 25:29–34). Impulse cost him. And so often, it costs us, too, both financially and spiritually.
Slowing down to plan, pray, and steward what we already have is an act of trust. It’s saying, “God, I don’t need to rush ahead. I trust Your timing, Your provision, and Your wisdom.”
Please, clear your head and open your heart as we end Day Two in prayer.
Father, give me patience and discernment. Help me resist the urge to chase quick fixes and short-term gratification. Teach me to steward wisely and to trust Your timing over my own impulses. Amen.
Journal prompt:
Think back to a recent impulse purchase or financial decision. What emotions were driving you in that moment? What would it have looked like to slow down and pray first?
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About this Plan

In this 3-day devotional plan, we’ll explore how to recognize and avoid common financial traps. Each day will build upon the last: starting with the deceptive appeal of materialism, moving into the dangers of impulsive decision-making, and finally focusing on building a life grounded in godly wisdom and stewardship. This devotional is brought to you by Anthony O'Neal, ordained minister, educator, speaker, best-selling author, and trusted debt-free advocate.
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