God's Blueprint for Excellenceنموونە

Day 9

Practice Financial Integrity

Ancient law 8 – “You shall not steal.”

I’ve learned a few things over many decades as an investment advisor: money doesn’t ruin people—our choices do. Financial integrity, like Proverbs 10:4 suggests, comes from diligent, honest work and a heart that does the right thing, even when no one’s watching. I once sat by an unfinished pool back in 2000, watching the market crash and realizing I was “unconsciously incompetent” about protecting my clients’ wealth. That moment pushed me to study harder, move through competence, and commit to integrity in every financial decision. It’s not about how much you have; it’s about the attitude behind it.

Excellence means owning your financial choices—paying debts, planning wisely, and avoiding the joy-killing trap of comparison. I’ve flown my plane feeling great, only to see a fancy jet and feel small. But gratitude, not comparison, brings peace. Whether it’s creating a budget, showing mercy when someone messes up, or building a legacy like my dad’s, rooted in character over cash, integrity starts with you. Today, make one honest financial choice—maybe skip an impulse buy or review your budget—and see how it clears your conscience.

Action Step
Take one small step toward financial integrity today, like reviewing a recent expense to ensure it aligns with your values or reaching out to someone for financial guidance. Write down how this choice strengthens your sense of peace.

Prayer
Lord, thank You for guiding me toward integrity in all things, including my finances. Help me make honest choices, reject mediocrity, and show mercy and grace to others. Let my actions build a legacy that honors You and blesses those around me. Amen.