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The $400k Turnaround: God’s Debt-Elimination Blueprint

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Bob Lotich didn’t just pray his way out of $400,000 in debt—he made three biblical shifts that led to real, measurable transformation. This plan unpacks those same shifts so you can start your own turnaround story. God’s Word isn’t just inspirational—it’s incredibly practical. If you’re stuck in debt or financial stress, there is a way out. But it starts with surrender, not spreadsheets.

We would like to thank Bob Lotich for providing this plan. For more information, please visit: https://seedtime.com/