1. Download and begin to put into practice Dave Ramsey's 7 Baby Steps. http://www.biblemoneymatters.com/dave-ramseys-7-baby-steps-review-is-this-a-debt-plan-you-should-try/?
2. Take some time to think about what wrong emotions and/or thinking lead you into the debt you are in. Why are these thoughts and/or feelings wrong?
3. How does the idea of cosigning become a picture of the Gospel?
4. Take some time to praise God as a result of Question #4.